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Retirement in Crisis45:17
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Patrons of The Villages Gridiron Classic, in The Villages, Fla., in January 2005. The game is held inside a retirement community, drawing large numbers of attendees who travel to the game by golf cart. (AP)
Patrons of The Villages Gridiron Classic, in The Villages, Fla., in January 2005. The game is held inside a retirement community, drawing large numbers of attendees who travel to the game by golf cart. (AP)

Stocks have crashed. So have home values. Guaranteed pensions are, for most, long gone. 401Ks, a shadow of what they were.

Just as the boomer tsunami hits, the new face of retirement looks a lot like work — if you can find it. And, maybe, living with the kids.

This hour, On Point: After the crash, a sobering new view of American retirement.Guests:

Teresa Ghilarducci, professor of economic policy analysis at the New School for Social Research and author of "When I'm Sixty-four: The Plot Against Pensions and the Plan to Save Them." (Read the book's introduction.)

Glenn Ruffenach, editor of "Encore," The Wall Street Journal's retirement section, and co-author of its "Complete Retirement Guidebook: How to Plan It, Live It and Enjoy It."

This program aired on November 17, 2008.

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