AdvertisementDrowning In A 'High-Risk' Insurance Pool, At $18,000 A YearFebruary 18, 2017Mark ZdechlikfacebookEmailCraig Britton once paid $18,000 a year in premiums for health insurance he bought through Minnesota's "high risk pool." He calls the argument that these pools can bring down the cost of monthly premiums "a lot of baloney." (Mark Zdehchlik / MPR News)