AdvertisementMany Health Co-Ops Fold, Others Survive Startup StrugglesNovember 26, 2015Jeff Cohen, WNPRJohn Daley, Colorado Public RadiofacebookEmailRick and Letha Heitman, of Centennial, Colo., bought their health plan in 2015 through Colorado HealthOP, an insurance cooperative that will close at the end of the year. HealthOp's CEO says the co-op was "blindsided" when some promised federal subsidies failed to materialize. (John Daley/CPR News)