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Flood insurance rates are spiking for many, to account for climate risk

When buying her new home in Big Pine Key, Fla., Amy Tripp closed early, just before federal flood insurance rates rose by thousands of dollars. Her rate will still go up more slowly over time. (Saul Martinez for NPR)
When buying her new home in Big Pine Key, Fla., Amy Tripp closed early, just before federal flood insurance rates rose by thousands of dollars. Her rate will still go up more slowly over time. (Saul Martinez for NPR)

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