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Opt-Out Plans Let Companies Work Without Workers' Comp

07:04
Joe Becker at his home in Abilene, Texas. Nearly two years after hurting his back at work, his benefits have stopped even though he's still in pain and in need of another surgery. (Dylan Hollingsworth for ProPublica)
Joe Becker at his home in Abilene, Texas. Nearly two years after hurting his back at work, his benefits have stopped even though he's still in pain and in need of another surgery. (Dylan Hollingsworth for ProPublica)

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