AdvertisementA Kid, A Minor Bike Accident And A $19,000 Medical Bill05:41Download AudioResumeNovember 25, 2020Julie ApplebyfacebookEmailAdam Woodrum and his son, Robert, get ready for a bike ride near their home in Carson City, Nev., this month. During the summer, Robert had a bike accident that resulted in a hefty bill from the family's insurer. (Maggie Starbard for KHN)