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Think Your Health Care Costs Are Covered? Beware The 'Junk' Insurance Plan

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All health plans sold on HealthCare.Gov or one of state insurance exchanges are governed by Affordable Care Act rules. That means they have to provide comprehensive benefits to all applicants, regardless of their health or "preexisting conditions." But short-term plans and many others aren't bound by such restrictions. (Getty Images)
All health plans sold on HealthCare.Gov or one of state insurance exchanges are governed by Affordable Care Act rules. That means they have to provide comprehensive benefits to all applicants, regardless of their health or "preexisting conditions." But short-term plans and many others aren't bound by such restrictions. (Getty Images)

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