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How climate change is reshaping home insurance in California — and the rest of the U.S.

The remains of a burned home are seen after the home was destroyed by the Palisades Fire in the Pacific Palisades area of Los Angeles on Jan. 8. (AFP via Getty Images)
The remains of a burned home are seen after the home was destroyed by the Palisades Fire in the Pacific Palisades area of Los Angeles on Jan. 8. (AFP via Getty Images)

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