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Why home insurance is unaffordable, even in places without wildfires or hurricanes

04:32
A hailstorm damaged virtually every building in the small town of Cozad, Neb. in June 2024. More than a year later, Baltazar Avalos is still working to fix damage to his home. (NPR)
A hailstorm damaged virtually every building in the small town of Cozad, Neb. in June 2024. More than a year later, Baltazar Avalos is still working to fix damage to his home. (NPR)

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