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The downside to some cheaper health care alternatives

05:10

As insurance premiums rise, many Americans are opting for cheaper health care sharing programs. These member-based plans are typically faith-based and require members to sign a declaration affirming their adherence to specific lifestyle values.

Shefali Luthra, reproductive health reporter at The 19th, tells Here & Now's Scott Tong how these plans sometimes leave patients footing the bill because a medical procedure doesn't align with the religious values of the health care sharing ministry.

This segment aired on January 28, 2026.

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